Fast, Flexible Funding Options for U.S. Businesses
Compare working capital and commercial financing options from third-party lenders through one streamlined request. Our AI-assisted intake system organizes your information for review by a funding specialist—so you can focus on the offers that fit your business.
- Funding requests from $10,000 to $20 million may be considered across our network.
- Options may be available for less-than-perfect credit.
- Complete applications may receive an initial decision as soon as the same business day.
Check Your Funding Options
Six quick questions. No obligation to accept an offer.
Quick Business Funding is a broker, not a lender. Final approval, pricing and funding decisions are made by third-party lenders. Qualified applicants may receive funds within 24–48 hours after final approval and receipt of all required documents. Timing is not guaranteed.
What Does Quick Business Funding Do?
Quick Business Funding helps U.S. business owners compare working capital and commercial financing options from third-party lenders. One request can be reviewed for multiple programs, while a funding specialist helps explain eligibility, payment structures and next steps. We do not make the final credit decision or guarantee funding.
Explore Business Funding Programs
Working Capital
Revenue-Based Financing
Merchant Cash Advance
Business Line of Credit
Equipment Financing
Invoice Factoring
A Faster Way to Compare Funding Options
- 1Tell Us About Your BusinessShare your time in business, monthly revenue, requested amount and contact information through the secure request form.
- 2AI-Assisted IntakeOur system organizes the submitted information and identifies potential program matches for human review. It does not make the lender’s final decision.
- 3Funding-Specialist ReviewA specialist reviews the request, may ask for supporting documents and coordinates with participating third-party lenders.
- 4Review Available OffersIf offers are available, compare the amount, payment structure, estimated cost, term and lender disclosures before deciding.
What Lenders Commonly Review
Requirements vary, but lenders commonly consider the following information. A lower credit score does not automatically prevent a business from being reviewed.
- Time in business.
- Average monthly revenue and deposit consistency.
- Business and personal credit history where applicable.
- Intended use of funds.
- Recent business bank statements.
- Existing financing obligations.
- Invoices, equipment details or other product-specific documents.
No single factor guarantees approval. Some programs may not require additional collateral, while equipment or asset-based products may use the financed asset or receivables as security.
Clear Guidance, More Than One Path
- Broker access — One request can be evaluated across multiple third-party lender programs.
- AI-assisted organization — Faster intake without removing human review or lender underwriting.
- Program clarity — We explain whether a product is a loan, line of credit, receivables purchase or factoring arrangement.
- Nationwide reach — We assist businesses across the United States, subject to product and state availability.
- No obligation to accept — Reviewing a potential offer does not require you to proceed.
Business Funding Support Across the United States
Quick Business Funding works with U.S. businesses nationwide through a remote application and review process. Product availability, lender participation and required disclosures can vary by state. Our Miami contact location does not imply a physical office in every state.
Business Funding Questions
Is Quick Business Funding a lender?
No. Quick Business Funding is an independent business funding broker. We help businesses identify and compare options from third-party lenders and financing providers. Those providers make final approval, pricing and funding decisions.
How quickly can I receive a decision?
A complete application may receive an initial or conditional decision as soon as the same business day. Additional documentation or lender review may be required. Timing varies and is not guaranteed.
Can funding arrive in 24–48 hours?
Qualified applicants may receive funds within 24–48 hours after final approval and receipt of all required documents. Bank processing, documentation and product type can affect timing.
Can I apply with bad credit?
Yes. Options may be available for businesses with less-than-perfect credit. Lenders may also consider revenue, deposit history, time in business and other factors. Approval is not guaranteed.
Do all programs require collateral?
No, but the answer depends on the product. Some working-capital options may not require additional collateral. Equipment financing commonly uses the financed equipment, and invoice factoring involves eligible receivables.
See Which Funding Options May Fit Your Business
Quick Business Funding is a broker, not a lender. Final approval, pricing and funding decisions are made by third-party lenders. Qualified applicants may receive funds within 24–48 hours after final approval and receipt of all required documents. Timing is not guaranteed.
Updated July 31, 2026